Defending rental income is as important as growing it.

Income protection is the discipline of defending the gross-rent line: arrears management, rent guarantee, possession handling, void mitigation, and insurance positioning. We treat lost rent the same way we treat lost capital.

Service scope
  • Active arrears management with a fixed escalation pathway
  • Rent guarantee and legal-expense insurance options
  • Possession notice handling under Section 8 (the only ground now available following the abolition of Section 21)
  • Court-process support and bailiff coordination via specialist partners
  • Tenant-replacement marketing within 48 hours of notice receipt
  • Insurance review - rent guarantee, malicious damage, loss of rent

A number to be minimised, monitored, and reported.

Arrears, lost rent, and void-driven income gaps are reported as line items on every owner's monthly statement. What gets measured, gets defended.

Regulatory Update

Post-Renters' Rights Act: Section 8 is the only route.

From 1 May 2026, the tenancy reforms under the Renters' Rights Act abolished Section 21 "no-fault" evictions for both new and existing private residential tenancies. Landlords can no longer serve a new Section 21 notice to recover possession.

All possession action now proceeds under Section 8, using the statutory grounds - rent arrears, breach of tenancy, anti-social behaviour, landlord's intended sale or occupation, and the other prescribed grounds. This makes accurate record-keeping, prompt arrears management and clean documentation more important than ever.

Our income-protection process is built around the new regime: early intervention on arrears, evidence-first case building, and a working relationship with specialist housing solicitors so notices are served on the correct ground, with the correct evidence, first time.

Income-protection enquiry.

Review existing cover or build a structured programme.

Speak to the team